Banana Cheesecake Milk Cakes

Featured in Treats That Make Everything Better.

Bake vanilla cupcakes with a cookie crust, soak them with milk, add banana pudding and cheesecake cream. Top with bananas and cookies. Chill 4-6 hours.
Clare Recipes
Updated on Sun, 23 Mar 2025 20:09:41 GMT
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Think about dipping your spoon through soft cake soaked in milk, smooth banana pudding, and light cheesecake layers - that's what these amazing Banana Pudding Cheesecake Tres Leches cups deliver. Each mouthful blends my Mexican roots with beloved Southern comfort desserts, giving you personal portions of dessert heaven. I spent several months tweaking this recipe in my small kitchen until I got it just right.

When I brought these to my sister's baby shower last week, my aunt Maria took one bite, her face brightened, and she squeezed my hand saying they took her back to grandma's tres leches. That moment told me this wasn't just another dessert.

Must-Have Ingredients:

  • Full-fat cream cheese: - don't go for light versions, the real stuff makes your cheesecake layer truly rich
  • Nilla wafers: they give that authentic banana pudding taste (I've tested cheaper versions, they just don't cut it)
  • Real vanilla extract: - I save my bottle of Mexican vanilla specifically for when I make this
  • Heavy whipping cream: cold from the refrigerator - it won't fluff up right if it's warm
  • Room temperature eggs: - they mix into the cake batter way better this way
  • Three kinds of milk: - regular whole, evaporated, and that wonderfully sweet condensed milk that works magic
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Tasty Instructions:

Set Everything Up:
Start by warming your oven and putting liners in your cupcake pan. I always lay out everything I need first, a trick my mom always used.
Make Your Foundation:
Smash those Nilla wafers thoroughly. Combine with melted butter until it looks like damp sand. Push into cups - the bottom of a shot glass works perfectly for me.
Prepare The Batter:
Beat that cake mixture until completely smooth. Use one ice cream scoop per cup - this trick from my friend Maria guarantees even portions.
Oven Time:
Slide them into the oven and let them bake. Your house will fill with sweet vanilla scents. I usually brew some tea while waiting, peeking at them now and then.
Mix The Milks:
Now for the fun part - stir those three milks together. This always takes me back to cooking with my grandma. She always said you can't rush the soaking step.
Blend The Pudding:
Whip together your banana pudding mix. I sneak in a tiny bit of cinnamon - it's my special touch that gets everyone wondering.
Finish With Flair:
Whip that cream cheese mixture until it's airy and light. The beater should make a gentle peak that slightly curves - that's the perfect consistency.

I remember feeling so anxious the first time I served these at my best friend's engagement celebration. But watching everyone's delighted reactions after their first taste made all my effort worthwhile. Now we can't have a family gathering without them.

Custom Touches:

I'll sometimes use chocolate cookies for the base when I want something different. In summertime, I top them with fresh strawberries, and during the holidays, a dash of nutmeg in the milk mixture adds festive flavor.

Storage Tips:

Keep these treats in your refrigerator, but wait to add those banana slices until you're ready to serve. Nobody wants discolored bananas! They'll stay tasty for 3-4 days, though at my place they're usually gone by the next morning.

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Expert Tips:

  • Always warm up your eggs and milk before starting - cold stuff ruins smooth cake texture
  • Poke lots of tiny fork holes - they help the milk soak in better
  • Use a chilled metal mixing bowl to get the fluffiest whipped cream

What really makes this dessert stand out? It's not just about following directions - it's about creating memories. Whenever I whip these up, I'm reminded of my grandma's cooking, my early baking attempts, and all the happy times these desserts have been there for. They're more than just sweet treats; they're little cups of happiness that bring folks together.

Frequently Asked Questions

→ Can I prepare these early?
You bet! They last 3-4 days in the fridge. Just add fresh banana slices before eating.
→ Are disposable cups necessary?
They’re perfect for holding the soaked cake and layers without any leaks or mess.
→ What about homemade pudding?
Absolutely. Go for homemade pudding as long as it’s the same smooth consistency.
→ How much milk mixture do I add?
Stop pouring when you see the milk reaching the top without spilling over—it’ll soak in as it chills.
→ Why use room-temp ingredients?
Softened ingredients mix easily and create an even, smoother cake texture.

Banana Cheesecake Milk Cakes

Moist cupcakes soaked in three milks, layered with rich banana pudding and fluffy cheesecake cream. A deliciously sweet combo!

Prep Time
120 Minutes
Cook Time
~
Total Time
120 Minutes

Category: Sweet Stuff

Difficulty: Difficult

Cuisine: Fusion

Yield: 18 Servings (18 cupcakes)

Dietary: Vegetarian

Ingredients

→ Cake

01 ½ cup all-purpose flour
02 ¼ teaspoon baking powder
03 3 eggs
04 1 box Duncan Hines Classic White Cake Mix
05 ½ tablespoon vanilla
06 ½ cup granulated sugar
07 ⅛ teaspoon salt
08 ¼ cup brown sugar
09 1 cup milk
10 ½ cup melted butter

→ Milk Blend

11 3 cups whole milk
12 2 cans condensed milk
13 1 teaspoon vanilla
14 1 can evaporated milk
15 Pinch of cinnamon

→ Cheesecake Topping

16 ⅓ cup + 1 tablespoon granulated sugar
17 6 oz cream cheese
18 1¼ cups heavy whipping cream
19 1 teaspoon vanilla

→ Crust

20 2 tablespoons sugar
21 10 tablespoons unsalted butter, melted
22 2⅓ cups Nilla cookie crumbs

→ Banana Pudding Layer

23 Fresh bananas for layering and garnish
24 Nilla wafers for garnish
25 Pinch of cinnamon
26 ½ teaspoon vanilla
27 1 box banana pudding mix

Instructions

Step 01

Turn your oven to 350°F. Spray 18 3.5-inch disposable cupcake cups to make them non-stick.

Step 02

Combine crumbs, melted butter, and sugar in a bowl. Press 2 tablespoons of the mix firmly into the bottom of each prepared cup.

Step 03

Start by mixing your wet ingredients well. Then, sift your dry ones, mix together, and stir until everything comes together.

Step 04

Use an ice cream scoop to add batter to each cup. Bake 18-20 minutes, and once a toothpick comes out clean, let them cool down completely.

Step 05

Follow the directions on the pudding mix box. Add cinnamon and vanilla, then chill in the fridge.

Step 06

Mix all the milk ingredients together. Poke holes in the cooled cake and pour the mixture on top, letting it soak in without overflowing. Refrigerate for 4 to 6 hours at least, or leave it overnight.

Step 07

Whip up the cream cheese, sugar, cream, and vanilla until it’s thick and holds peaks.

Step 08

Put pudding and banana slices over the soaked cakes. Pipe the cheesecake cream on top using a 1M piping tip, then decorate with Nilla wafers and more bananas.

Notes

  1. Yields 18 single-serve portions
  2. Best within 3-4 days when refrigerated
  3. Warm up all your wet ingredients to room temp first

Tools You'll Need

  • 18 3.5-inch cupcake cups for one-time use
  • Handheld mixer
  • Scoop for ice cream
  • Star piping tip (1M)

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Includes dairy products
  • Uses eggs
  • Contains gluten from wheat